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This is continuing with the Medicare series from Kathleen Downes. While she knows an awful lot about this stuff, you need to do your own due diligence! Take what she is suggesting and roll with more research of your own!

In this post, we’ll be talking about:

Medicare Part C: Medicare Advantage

As we were talking about in the last post (on the 4 Parts of Medicare and Why They Matter), Medicare Part C is also known as Medicare Advantage. These plans are actually available for purchase. This can be a good idea for some people, but in deciding if it’s right for you/yours, pay attention to the following:

4 Things to Research:

  1. What providers participate: Medicare Advantage plans cover smaller networks, so make sure the people that you want to tend to your body are the ones that are in the plan! This is not just your doctor: Durable Medical providers, hospitals, specialists – you need to make sure they are ALL covered in the Medicare Advantage plan..
  2. What coverage rules apply: you want to be sure that whatever is covered is what you want to have covered!
  3. Cost-sharing rules: look into how much you’ll be needing to pay. This is really important because you can have more in back-end costs with Medicare Advantage
  4. Any additional premiums (Center for Medicare Rights 2021): you don’t want to have any surprise costs or bills!

Here is a good video that covers in more detail what to be aware of, and what to look for in Medicare Advantage plans:

Pros and Cons of Medicare Advantage Plans:

(this video is really good: worth the whole half hour)

Links to Learn More

You can learn more about Original Medicare vs. Part C here: The Choice Between Original Medicare and Part C

Here is a chart that compares Original Medicare and Part C Original vs. Part C Chart

Find out when you can sign up for an MA plan or go back to Original Medicare here: Part C Enrollment  (they also have a booklet that you can download)

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